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Tag: Whole Life Insurance

Instant Whole Life Insurance Quote Question?

by on Feb.09, 2010, under finance

Instant Whole Life Insurance Quote Question?

What are some cool instant whole life insurance quote sites you have to share? I've looked around a bit but I figured I'd ask here. Any link you can share will be appreciated.
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get back what I have paid into a whole life insurance policy?

by on Feb.09, 2010, under finance

Get back what I have paid into a whole life insurance policy?

I have a Northwestern Mutual whole life policy that I have had for almost two years, so, obviously the cash value is a lot less than what I have put in it. Is it possible to have them buy me out and get back what I have paid in? I have no interest in keeping this policy or transferring it to another company. I just want to get my money back. Is it possible to get what I have paid in back (instead of cashing it in for the cash value)?
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What is the difference between whole life insurance and term life insurance?

by on Feb.09, 2010, under finance

What is the difference between whole life insurance and term life insurance?

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Can anyone tell me about non participating whole life insurance policy?

by on Feb.09, 2010, under finance

Can anyone tell me about non participating whole life insurance policy?

I'm 24 years old and working as a professional in malaysia.Recently i bought an insurance policy from AIA.After reading my insurance policy, i want to know a few things like
1) will i'll be getting annual cash dividents?
2)if let say i want to surrender my policy after 20 years..will i'll be getting my premiums back + the dividents?
3)is this the best savings+protection policy?
I'm confused..i want to ask my agent but i think its better to get opinion from other people first before consulting her.
and one more thing..is it benificial to own a few insurance policies?
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How is the loan value of a whole life insurance policy determined?

by on Feb.09, 2010, under finance

How is the loan value of a whole life insurance policy determined?

The policy may be paid and it is payable on death in the amount of $50,000.
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How soon after you get a whole life insurance policy can you borrow against it?

by on Feb.09, 2010, under finance

How soon after you get a whole life insurance policy can you borrow against it?

Also, does anyone know about the tax penalties that come with borrowing against your policy?
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How does the insurer make profit on a whole life insurance plan? ?

by on Feb.09, 2010, under finance

How does the insurer make profit on a whole life insurance plan? ?

The insurer sells you a whole life policy in which your earning cash value and interest. What are some ways that the isurer is making profit if the cash value and interest is your to use at any time?
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Why would I pay more for less coverage in whole life insurance?

by on Feb.09, 2010, under finance

Why would I pay more for less coverage in whole life insurance?

when I can get the right amount of coverage I need for less money in term insurance?
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Am I paying too much for my life insurance premium?

by on Feb.09, 2010, under finance

Am I paying too much for my life insurance premium?

I am 23 years old and I have a MetLife whole life insurance policy with an accidental death policy as well. I'm paying $72 per month for it and I was wondering if this is too much. The face value is $100k.

Thanks.

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Should I open a whole life insurance policy or a 401k first?

by on Feb.09, 2010, under finance

Should I open a whole life insurance policy or a 401k first?

I met with a financial consultant who told me that the 401k is the last thing I should start. She says it makes more sense to open the whole life which compounds 8% return on my money yearly and pays a yearly dividend. Which is smarter to do first?
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