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And what companies do people recommend.

I think I need around $250K. I'm 47. Healthy. Don't smoke.
Best company? Cheapest? There are so many choices out there its confusing.

My husband and I are 30 and looking at term life insurance.

He's healthy as a horse with no illness in his family history and is the only source of income.

I on the other hand have Crohn's disease. My dad died at 49 of pancreatic cancer. My mom had breast cancer at 38 and now at 55 has secondary bone cancer and diabetes
.
So I'm going to cost a fortune to insure.

Since he's the only financial provider so his will be much higher than mine. Should I maybe make his 10yr and my smaller one 20?

Also what is a good company to go through?

I just read this blog and it is very useful with good links and quite informative. please share your comment here… Thanks

Lee

I am in the process of buying Term Life Insurance (20 Yrs) for me and my wife. After lot of research, I finalized American General and ING. Any recommendation on which one is better over the other ?

I have been hearing mostly bad things about Primerca as a company as a whole and only a few good things but mostly bad. However i am more interested in their Term life insurance policies. Is anybody farmiliar whit it that can offer me some guidance.

I would like to know what a typical premium is for term life insurance? I'm in a situation where if i die, there will be people that may struggle financially. I know there are many variables but just based on typical scenarios? I'm 30, healthy and i would think $500K would be enough to handle the bills if i wasn't around… I know i won't get it until i know it's very necessary and I plan to do more research but just curious.
Thanks