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Tag: Term Insurance

how much do you pay for life insurance?

by on Feb.09, 2010, under finance

How much do you pay for life insurance?

I would like to know what a typical premium is for term life insurance? I'm in a situation where if i die, there will be people that may struggle financially. I know there are many variables but just based on typical scenarios? I'm 30, healthy and i would think $500K would be enough to handle the bills if i wasn't around… I know i won't get it until i know it's very necessary and I plan to do more research but just curious.
Thanks
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About life insurance policy?

by on Feb.09, 2010, under finance

About life insurance policy?

Larry Sorich, as part of his estate planning, assigned his $100,000 group term life insurance policy to his niece. Larry's employer provied for only $50,000 of coverage; therefore, the niece paid for the premiums on the supplemental insurance. Larry did not include in gross income the premiums for the supplemental insurance. Larry's adccountant challenged him on his arrangement. who prevailed and why?
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Should I continue to pay my term life insurance premium?

by on Feb.09, 2010, under finance

Should I continue to pay my term life insurance premium?

I am a 51 year old female. My policy date of issue was 6/16/96. Years payable: 15. Benefits: $250,000. Annual premium (billed quarterly at $80.16) is $302.50. I have already prearranged my cremation worldwide through Neptune Society. I have twins in their first year of college.
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Is a blood test and urinalysis necessary when obtaining term life insurance?

by on Feb.09, 2010, under finance

Is a blood test and urinalysis necessary when obtaining term life insurance?

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Does anyone know anything about long term life insurance?

by on Feb.09, 2010, under finance

Does anyone know anything about long term life insurance?

The kind that you can take money out when you are older and is like a retirement fund? What kind are the best?
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How should I go about choosing a term life insurance broker/company?

by on Feb.09, 2010, under finance

How should I go about choosing a term life insurance broker/company?

I'm married with two children and have one more on the way (very early on in the pregnancy). I'm 29yo, but my father passed away of a heart attack when he was 39. I'm having trouble going the easy route… ie, online, and need some advice on how to choose someone.
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Life insurance companies and mental health issues?

by on Feb.09, 2010, under finance

Life insurance companies and mental health issues?

Someone I work with is interested in buying a term life insurance policy but is afraid she won't get coverage because she has had some situational depression and has had a suicide attempt as a minor.

Do life insurance companies dig up health information of as far back as your health records go (minors?)?

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Is a whole term life insurance with a retirement plan a good idea?

by on Feb.09, 2010, under finance

Is a whole term life insurance with a retirement plan a good idea?

I had a meeting with and finace agent about geting my retiriment ready and he tried to sell me whole insurance with retirirment I have term insurance right now
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What type of Life Insurance is best ?

by on Feb.09, 2010, under finance

What type of Life Insurance is best ?

What is Term the best type of life insurance to buy for parents with infant child? I want to make sure there is enough financial support available if something were to happen to me, ie child rearing, school, college….. any help is appreciated
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Should I unload my Variable Life Insurance?

by on Feb.09, 2010, under finance

Should I unload my Variable Life Insurance?

I have had this variable term life insurance policy for almost 10 years now and it hasn't kept up with the projections the sales guy told me 10 years ago. This is mainly due to the high fees. About 55% of my yearly contribution is lost in "fees". There would be a surrender charge if I were to withdraw. Should I take the hit or keep putting an annual contribution into this account? I do have life insurance through work should anything happen.
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