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I just finished up with Accident & Health & Life and also have some banking back ground for over 4year as Personal Banker. I am planning to work with State Farm and I need little help & questions about working for state farm.

I am planning to work with one of the state farm agency ( From the research each agency is own & run independently, Please let me know if I am wrong) I am going in as sales position, so here is some of the questions I have in my mind.

1) What is my position called? Just a sales associate, CSR, agent?

2) I just recently found out state farm has Banking Side as well, would I able to sell bank product, auto loan & mortgage as well if I have knowledge? or Do I need to go through some sort of licensing with state farm?

3) This is where I am getting most confused. Even though owner of the agency office owner is hiring, it seems like you still have to go through state farm hiring process (which is fine with me), but it seems like If you work for agent office, you are just considered as agent Staff and are you a just a employee of the owner or the agency/office? or are you still considered as state farm employee?

4) If I could, I would like to sell everything (insurance, banking product, investments) state farm could offer to a client. would the state farm let you have that opportunities? (I do understand there might be licensing requirements)

5) when they say we do pay base (which I am not expecting much since it is sales position, I am just worried at the beginning of my career with state farm to able to cover my basic needs ) what is the avg base am I expecting for sales position?

6) Lastly, selling what product has the most compensation in state farm?

I been had really tough time since losing my job last year and Thank you guys for reading through long questionnaire. Hope I could get some of those questions answered by who are in insurance industry or who are/has worked for state farm. Thank you once again.

I just finished up with Accident & Health & Life and also have some banking back ground for over 4year as Personal Banker. I am planning to work with State Farm and I need little help & questions about working for state farm.

I am planning to work with one of the state farm agency ( From the research each agency is own & run independently, Please let me know if I am wrong) I am going in as sales position, so here is some of the questions I have in my mind.

1) What is my position called? Just a sales associate, CSR, agent?

2) I just recently found out state farm has Banking Side as well, would I able to sell bank product, auto loan & mortgage as well if I have knowledge? or Do I need to go through some sort of licensing with state farm?

3) This is where I am getting most confused. Even though owner of the agency office owner is hiring, it seems like you still have to go through state farm hiring process (which is fine with me), but it seems like If you work for agent office, you are just considered as agent Staff and are you a just a employee of the owner or the agency/office? or are you still considered as state farm employee?

4) If I could, I would like to sell everything (insurance, banking product, investments) state farm could offer to a client. would the state farm let you have that opportunities? (I do understand there might be licensing requirements)

5) when they say we do pay base (which I am not expecting much since it is sales position, I am just worried at the beginning of my career with state farm to able to cover my basic needs ) what is the avg base am I expecting for sales position?

6) Lastly, selling what product has the most compensation in state farm?

I been had really tough time since losing my job last year and Thank you guys for reading through long questionnaire. Hope I could get some of those questions answered by who are in insurance industry or who are/has worked for state farm. Thank you once again.

I was in a car accident and I have a lawyer that has received the check from the insurance company , I asked that he pay the doctor with it..He said he has the check but he is redirected PIP reserved for lost wages. I didn't have a job..Legally can I demand him to pay the Dr. or do I have know rights when it comes to that. This lawyer is not a very good lawyer but this was new to me and he half the time doesn't even call me back. Please advise what I should do and if I can demand he pay the Dr.

Ok, good new is I did some huge home remodels that cost quite a bit and now we love where we live. Now the bad. We went well over budget but needed to finish and did about 2 years ago. We used credit, some credit cards, some loans. So here is the deal, I have a huge mortgage from our nice home. But for the last two years I have been trying to get us out of debt. Then the taxes, insurance, auto maintaenance and everything. I keep up on all of it. I have never been late on one bill and make enough just to cover it but find that I am living check to check. The two credit cards are pulling me down. Like I said I have not been late on anything, but lowering them or payng them off seems impossible. I own a lot of stuff, car etc. I have agreat job that I wont get laid off from. What should I do to get this stuff to where i can take a vacation this year, or at least not have to worry. I want to get his debt low, but need some advice. Thanks!.

Hello, i just turned 18 and have my drivers license. i just got a car and a job. i was coming home from work and i rear ended a lady on the freeway. i have no auto insurance. the damage on the car wasnt that bad, but the lady's insurance is trying to charge me over $10,000. the damage was not even close to being that cost. What should i do. PLEASE HELP!!!!

i have no problem paying the insurance company but there is no way i can pay that much, i work part time and get 8.00 an hour and I'm also going to attend college. How am i supposed to pay all the if im not a spoild rich boy.??

PLEASE HELP!
PLEASE LEAVE HELPFUL THINGS AND NOT IGNORANT COMMENTS.
THANKS!

Undecided Question

Hello Yahoo Answer's Community!!

I am in a situation that I really need help/advice on which path to take. Last year around Feb./March, me and my brother decided to switch cars, both which were and still are under auto loans, one being a 2001 Audi TT(which was my brothers, but is mine after the switch) and a 2006 Eclipse(which was mine until the switch to my brother). We both agreed that we would pay each others loan payment on time. Well about the beginning of summer last year my brother blew the clutch in the Eclipse. He got it fixed and all was well. At the mid of the summer of last year my brother yet again blew the clutch and flywheel. He put it in a shop to be looked at, and after finding out that he had to pay to fix the clutch and flywheel again, he went out and bought another car instead of fixing the Eclipse. About the beginning of August, I start getting calls from the loan place for the Eclipse stating that it is two months behind on payments. My brother, also my roommate, told me he lost his job and was in the process of finding another so that he could catch up on the payments and fix the car, and asked if I could help him out. I said no problem as I didn't want a repo to happen in my name. After awhile my brother got a job and was making a few monthly payments, with help form me here and there. About mid December I get two calls, one from the loan place for the Eclipse and the shop in which my brother has let the car sit for close to 6 months without staying in touch with the mechanic, and had accrued a $3,000 storage fee for just letting it sit there. The loan place says that the car is 3 months behind in payments ,and somehow learned that the Eclipse was in the shop for 6 months, had threatened me with a Repo. Me not wanting a repo on my credit, franticly made a deal with the loan place to pay the three months, and to get the car out of the shop. I paid the three months payment for the Eclipse, and was able to talk the mechanic from $3,000 to $300 (I kinda knew the guy, and let him know the situation), and took it to another shop. I took the car from my brother, because he does not have a steady job to make the payments or to get the car fixed. The shop quoted me $3,000 for the car to be fixed. On top of all this mess, I get a letter from the Eclipse loan place stating that insurance has not been kept on the car, so they added their coverage( 2 x $2,700 ) to the loan, which drastically raised the monthly payment.

I have kept up on my half of the bargain and still pay and drive the Audi, as it is my only means of transportation. I do have a family to support, and with the drastic jump in monthly payments on the Eclipse as well as the $3,000 mechanic fee, I am unable to afford it. I am unsure what legal action I have as me and my brother did not sign anything. What should I do. Should I bite the bullet and do a volunteer repo of the Eclipse and be forced with the fees since the car is in my name, or is there any legal action that I can take to have my brother take responsibility for his own mess?

My car got broken into in October – Honda S2000, top was cut, seats and shift knob were stolen.

I had full coverage through Geico, and they had the car towed to a body shop, where they decied to total the car out – I wanted to keep it, but the adjuster pushed me to total it out instead (the seats and top come to over $10k in damages). They towed the car to their facility, and then sent me a letter stating that they'd found me "0% at fault" and that my settlement would be in the range of $13k.

Then, they found out I was unemployed, and had me interviewed by a "special investigator" who was a raging ****** who more or less accused me of committing fraud. They took three recorded statements from me and tried to trip me up wherever possible – which didn't work since I have nothing to hide. I was unemployed for a month, got a job again, have no criminal record, haven't ever filed a claim, etc. but they then started dragging their feet and demanded that I provide them with six months of bank statements, six months of cell phone records, and my previous insurance policy number – everything other than the insurance policy number seems very intrusive and unnecessary.

I've tried compromising with them, and they're not having any of it. Should I contact an attorney?

Here's a little background – My ex and I divorced in 2006. In the original divorce decree we have joint custody (1 week with him and 1 week with me) so there was no child support granted. He's a fireman so he's never been able to have them more than every 3rd day. Once I moved to another town, it was decided that he wouldn't get them during the school week because he didn't want to have to drive them to school the next morning (30 miles). So now he sees them 3 days a month. This also freed him to take a 2nd job as a paramedic in an ER. Now they are 15 and 13. My son is 5 months from getting his license and that's going to make my auto insurance go up a great deal. I finally started asking my ex 6 months ago to help me out financially. After much begging, he started giving me $200 a month. I'm sorry but I can't feed two teenagers and provide for them on that amount. He is making $54,000/yr at the fire dept (no idea what he makes at hospital). He and new wife live in very nice home, 2 new cars, etc. Let's just say that we DON'T…we struggle to the point that I have to buy some of their clothes at second hand stores. Anyway, I went through the Attorney General and requested a modification. The mediation is set for 2/10. What can I expect and can he fight this since the original papers say joint custody?

Undecided Question

I am in debt with two separate entities, totaling approx. $17,000. One is with an auto insurance company, and the other with the military (bogus if you knew the circumstances.) As the title states, I have no job, no assets, nothing… I live with my mother and I am 22 yrs. old. I am mentally unstable (as per diagnosis) and I cannot keep a job due to that. There you go, the story of my life… Don't judge me…. All I want to know is, what am I supposed to do? What can they do? And how the hell am I supposed to live like this?

i just got a pizza delivery job, but my insurance won't cover it, and she said that most if not all auto insurances do not cover it…. obviously people deliver pizza, what company covers pizza delivery?