bio caddy

We are with commerce and it is really expensive, $1800 for 2 people with 2 cars. any suggestions?

Ok, pretty soon I`m turning 18 and I wanna finance a car. How much will insurance cost me?

These are the cars I wanna choose from!

2006 G6
2006 Nissan Altima
2006 dodge caliber
or a chevy cobalt.

I`m a first time driver and I will get my L`s pretty soon.

In Illinois How does my driving record (20 F) affect my parents auto insurance if I'm not on their policy? I have my own car in my name and my own insurance policy in a different company than theirs. I do have 2 points on my record from a collision back in Oct. of 08' shortly after I got my license. Even than I had my own car and own insurance. I do live at home but I don't drive any of their cars ever.

Yesterday I received a letter from my auto insurance company about an accident I had more than 15 months ago. What happen during the accident was that I was making a left turn as the light has turned red for a split second, but the other person from the opposite direction sped up trying to run through the light and our cars crashed heavily. My car was pushed back for about 15ft while his car stayed at the same place. However, after the collision, we got out of the car and nobody was injured from either sides. He has another passenger with him while I was driving alone. The police and paramedic came and asked if anybody was injured, but there was no injuries so the paramedic left right away. In the police report that I received a few weeks later, there was no injuries listed in it.

In the letter they said that the other party is demanding a huge amount of money for medical bills and injuries claims. Here is what they are demanding: "Anthony XXXX demands $15,500 based on medical bills of $5738.30 and injuries include: Chest wall contusion, cervical/thoracic/lumbar sprain/strain, muscle spasm and Cervicalgia. The demand for Roxanna XXXX is $100,000 based on bills of $33,830.80 and injuries include: Lordosis, cervical/thoracic/lumbar sprain/strain, right hip and thigh sprain/strain, chest wall/rib contusion."

So what am I supposed to do with this claim? My insurance policy only has a limit of $30K. Will I be sued for the remaining amount? I'm a poor college student with no income or properties so what is going to happen if I get sued? I've been having a headache since yesterday worrying about this matter and couldn't concentrate on anything else or even stay focus during class. Please give me some advice on this matter as this was the first accident I ever had and don't have much experience on how it will be settled. Thanks for your time.

Last night I was driving along in Dallas, TX where I live.
I was in a lane that was going straight that all of a sudden became a turning lane.
There was no lighting in that area or a sign that showed it was becoming a turn only lane.
So I had to make a choice, cut off the car in the other lane next to me and cause an accident with them, turn really hard into the turning only lane and possibly flip the car, or go over the curb and slam on the brake.
I ended up going up on this curb thing and it hit the tires really hard, I put on the brakes hard while doing so.
My girfriend and I were both okay, and so were the tires.
We got into the next lane when no cars were coming, and drove off.
A little while later I noticed that I had to put more pressure on the brakes in order for the car to slow down or stop.
Hours later the brake light came on the dashboard with an exclamation point.
Now I have to push the brakes to the floor and then some to stop the car.
I only have about 1100 dollars right now and I'm living from hotel to hotel.
What could the problem be?
Did I knock something loose?
How much would it be to fix it?
I think something is bent underneathe the car.
I have auto insurance with State Farm.
I have a 1998 Buick Lesabre (I know, it's no hot rod)
I obviously don't want to get into an accident.

My mom isn't going to drive anymore due to her health and about 2 months ago she told me to take over her car. I live where we get bad winters and salt is used on the roads. My car is 14 years old and her car is 9 years old. I decided I would rather use the older car to drive through our crummy roads for now. I told the girl at the insurance company that my mom will no longer be driving and she asked me what we are going to do with her car and I just said I am no sure yet. She told me that every vehicle needs to have insurance. My moms insurance has lapsed at that point and I didn't continue it. At this point I only have insurance on the older car. A guy I work with decided to get a different car and keep his 2 year old car in the garage and never use it for now since it already has 45,000 miles on it and he feels he wouldn't get much for it since the mileage is so high for the cars age. I don't know if he has insurance on this vehicle or not. Shoudn't it just be that I am taking a chance and insurance isn't required on the vehicle I am not driving now or is insurance really required on vehicles even if they are not being used?

I live in the state of Pennsylvania

My 16th birthday is coming up in June. All i really would like is a car. But cars are expensive and I am really into Auto body, and mechanics. I can't get a job yet cause i'm 15. I did however get an interview at a resteraunt in our town. I go back in March for another interview cause they were maxed on their 15 year olds. I am hoping my parents will get me a project car..so that would be around $100-$1,000 and i'd like to make payments to them when i get a job. I am also going to write a paper on why i should get a car for my birthday. I have alot of reasons, but what are some reasons as to why i should get one?

I have a twin sister and she doesn't have her license..so I am going to have to drive us to school, and other places.
Plus it'd be nice to drive to my volunteer work (4 places)
If i need to go to the store or something I can just go.
Also when i get a job i want to pay for my gas, if they will pay my insurance.
I'm responsible and have never gotten into a wreck, and i've had drivers ed.

Please help!! =/

The insurance on my 09 Mitsubishi Lancer went up over $100 since last year.

I did not make any claims, was in any accidedents or anything like that.

I did not move.

I did not have anything done to the car which could cause the insurance to increase.

So why would my insurance increase? I am over 40 yrs old and ever since I've been driving and with all the cars I've owned, most of them new, I never had an insurance increase on the same vehicle.
It always decreased from year to year on the same vehicle. Never went up.

I want to get some opinions here first and maybe get a legitimate explanation before I call my insurance agent and ask why they increase my rate or look to find a different insurer.

My car was perfect till today. I decided to take my car to this car wash cause its freezing here i usually wash and wax myself i a fanatic. no scratches. my car goes through and when it get out they start drying it and i looking the water already ice and the scratches are really bad some very deep and its so noticable everywhere. not talking your avarage swirl mark that will buff out. I tried to get the owner to help me but insisted that they don't scratch cars there and says he uses hot towels and will show me the dryer and there was not enough time for the water to freez. And its hot water. So its a dead end. Will my insurense fix the damages? I have full coverage and The company is PROGRESSIVE. I live in NY. Please help.

Undecided Question

Hello Yahoo Answer's Community!!

I am in a situation that I really need help/advice on which path to take. Last year around Feb./March, me and my brother decided to switch cars, both which were and still are under auto loans, one being a 2001 Audi TT(which was my brothers, but is mine after the switch) and a 2006 Eclipse(which was mine until the switch to my brother). We both agreed that we would pay each others loan payment on time. Well about the beginning of summer last year my brother blew the clutch in the Eclipse. He got it fixed and all was well. At the mid of the summer of last year my brother yet again blew the clutch and flywheel. He put it in a shop to be looked at, and after finding out that he had to pay to fix the clutch and flywheel again, he went out and bought another car instead of fixing the Eclipse. About the beginning of August, I start getting calls from the loan place for the Eclipse stating that it is two months behind on payments. My brother, also my roommate, told me he lost his job and was in the process of finding another so that he could catch up on the payments and fix the car, and asked if I could help him out. I said no problem as I didn't want a repo to happen in my name. After awhile my brother got a job and was making a few monthly payments, with help form me here and there. About mid December I get two calls, one from the loan place for the Eclipse and the shop in which my brother has let the car sit for close to 6 months without staying in touch with the mechanic, and had accrued a $3,000 storage fee for just letting it sit there. The loan place says that the car is 3 months behind in payments ,and somehow learned that the Eclipse was in the shop for 6 months, had threatened me with a Repo. Me not wanting a repo on my credit, franticly made a deal with the loan place to pay the three months, and to get the car out of the shop. I paid the three months payment for the Eclipse, and was able to talk the mechanic from $3,000 to $300 (I kinda knew the guy, and let him know the situation), and took it to another shop. I took the car from my brother, because he does not have a steady job to make the payments or to get the car fixed. The shop quoted me $3,000 for the car to be fixed. On top of all this mess, I get a letter from the Eclipse loan place stating that insurance has not been kept on the car, so they added their coverage( 2 x $2,700 ) to the loan, which drastically raised the monthly payment.

I have kept up on my half of the bargain and still pay and drive the Audi, as it is my only means of transportation. I do have a family to support, and with the drastic jump in monthly payments on the Eclipse as well as the $3,000 mechanic fee, I am unable to afford it. I am unsure what legal action I have as me and my brother did not sign anything. What should I do. Should I bite the bullet and do a volunteer repo of the Eclipse and be forced with the fees since the car is in my name, or is there any legal action that I can take to have my brother take responsibility for his own mess?