INSURANCE A system to make large financial losses more affordable by pooling the risks of many individuals and business entities and transferring them to an insurance company or other large group in return for a premium.

Should we also be able to buy our auto insurance after we have the crash? I mean, it's the same thing as in health insurance. The crash is a pre-existing condition. Why not do that too?

Is this an insurance company scam, with auto, home owner, flood and now health insurance ?

Is it true that depending on your net worth, you should get more or less auto insurance? I'm a college student so I only work part-time and only have a modest amount saved up. The value of my car is about $4000. Right now I have 50000/100000 for injury, 50000 property damage, and 50000/100000 for uninsured or under-insured motorists. I have no comprehensive or collision coverage. I can not afford those. But liability wise, am I good or would it be OK to buy less or should I buy more auto insurance? I am not on my mother's insurance policy because with her being in another state, and the car being garaged with me, it's not worth it and I'm not sure if it's possible

What's the best way to get auto insurance coverage before looking to buy a car? In other words, I need some kind of coverage in order to drive a friend's car/or family car to find a car to buy. Do I call an insurance agent first, or the licensing bureau for a temporary permit of some sort, or what? Thanks

Hi,

Just bought a care and now as a second step looking for a auto insurance, must be cheap, reliable and have a good history of dealing with auto insurance.

Regards!

This seems to be strange when the same does not apply to Auto Insurance? Who is benefiting from this and what is the purpose of not allowing it?

So I'm looking to buy a car within the next month. I'm trying to find one under the price of 3,000 if at all possible. My plan was to get an unsecured personal loan and use that to not only purchase the car but also other fees and the down payment for the insurance with that loan. My credit report came out as "Good above 700" but I only have one credit card with Capital One that I've had only since the beginning of this year. But yet it seems like I can't get approved for any personal loans. I've tried looking into used auto loans, but I don't make enough for them either. I have no one to co-sign for me, and I am a first time buyer. What would be the best approch?

so im getting my license next monday and i wanted to know what can be the cost for my insurance
my parents have state farm insurance so i will obviously be on that
i will get 10% discount from my driving school, some other percent discount for good grades
so i wanna know what might be the final cost (or a range) after considering these discounts

and i also wanna know if i should buy my own insurance or go with my parents and whats the difference between these two types

facts that might help:
male, 17 years old, Honda CR-V 1999, lives in a city, grades of As and Bs
thnx for the answer

I plan to buy a Honda Civic from my brother who lives in D.C. (and the car is registered there). I will be moving to New Jersey (from New York), but I currently have a Pennsylvania license. So what do I need to do with regard to the following items?

Title (how do I transfer it? what fees do I pay?)
Registration Fees (how much? how do I pay it?)
New Jersey license transfer (how do I do this / by when must I do it / before or after I get insurance?)
Auto Insurance (will I need this before I take the car?)
Sales Tax (do I need to pay it since this is a private party sale?)
Inspections (do I need this?)

Am I missing anything?

I have been thinking of starting an insurance company for gay blt's. I am going to call it Gayco and have a website where you can buy direct from Gayco through your personal online Gaygent. Your Gaygent will be like an avatar and come with many choices for you to make him/her/it they way you like. I think I will start out with auto insurance but I hope to move into insurance to insure the new breast implants of gay men or insure the new body parts don't fall off of those who have had some surgery to trans gender. Wouldn't it be nice to buy insurance from a gay company? Would you do business with this kind of gay blt friendly company with your own personalized gaygent standing behind you 24/7? What do you think?