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Personal credit will affect how an insurance agent structures premiums; so, when applying for auto insurance, most agencies will ask for a clue report of credit history to determine if the person is financially responsible. Learn about discounts for financially responsible drivers in thisfree video from a licensed insurance agent about automobile insurance information. Expert: James Burrows Contact: www.resurgencegrp.com Bio: James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance, and auto insurance. Filmmaker: Christopher Rokosz